Beware of Diwali Online Fraud: Protect Yourself During the Festival of Lights

Diwali, one of India’s most celebrated festivals, is a time for joy, love, and the exchange of warm wishes among family and friends. During this vibrant festival, people connect through phone calls, messages, and social media to share greetings and happiness. However, this joyous occasion also attracts a surge of online fraud, with scammers becoming more active in their efforts to exploit unsuspecting individuals. Here’s how you can stay vigilant and protect yourself from online scams during Diwali.

Online Fraud Awareness

As families gather to celebrate Diwali, the atmosphere is filled with happiness and excitement. Amid this festive spirit, you may receive messages claiming to bring you special offers or lottery winnings. These messages often contain links that, when clicked, can lead to serious financial losses. To avoid falling victim to such scams, it’s crucial to stay alert and refrain from clicking on any suspicious links that promise incredible deals or rewards.

Recognizing Phishing Scams

Around Diwali, many online shopping apps offer significant discounts, making it challenging to differentiate between legitimate offers and fraudulent ones. Scammers often send emails that appear to come from trusted sources, complete with links for cashback or discounts. When you click on these links, you may be prompted to enter personal details, leading to potential scams if you mistakenly provide sensitive information.

To stay safe, always verify the authenticity of emails and offers. Check the sender’s email address and look for signs of phishing, such as poor grammar or generic greetings. If an offer seems too good to be true, it probably is.

Never Share Personal Information

In today’s digital age, scammers employ various tactics to deceive individuals, including impersonating family members or authorities. You might receive calls claiming that a relative has been arrested or hospitalized, with the intent of eliciting financial assistance or personal details. These calls aim to exploit your emotions and can lead to significant financial loss if you comply.

Always remember to protect your personal information. If you receive such calls, do not provide any details or share One-Time Passwords (OTPs) under any circumstances. Legitimate authorities will not ask for sensitive information over the phone.

Stay Informed and Cautious

As Diwali approaches, it’s essential to remain informed about the latest scams targeting festival shoppers. Many people fall prey to fraud during this time due to the high volume of online transactions and communications. Educate yourself and your family about common scams and the signs to look for.

When making online purchases, use secure payment methods, and consider enabling two-factor authentication for your accounts to add an extra layer of security. Additionally, keep your software and apps updated to protect against potential vulnerabilities that scammers might exploit.